Foreword / Janice Hastings -- Introduction: Overview of the Business Plan -- Sect. 1. The Business -- A. Description of Business -- B. Product/Service -- C. The Market -- D. Location of Business -- E. The Competition -- F. Risks and Opportunities -- G. Management -- H. Personnel -- I. Application and Expected Effect of Loan -- J. Summary -- Sect. 2. Financial Data -- A. Sources and Applications of Funding -- B. Capital Equipment List -- C. Balance Sheet -- D. Breakeven Analysis -- E. Projected Income Statement -- F. Cash Flow Projection -- G. Historical Financial Reports -- H. Deviation Analysis -- I. Summary -- Sect. 3. The Financing Proposal -- Debt versus Equity -- Kinds of Bank Financing -- Sect. 4. Supporting Documents -- The Household Census Survey -- Sample Letter -- Sample Letter of Reference -- Sample Floor Plan -- App. I. Additional Supporting Documents -- App. II. Alternate Business Plan Outlines -- App. III. Sample Business Plans -- App. IV. Worksheets.