Preface -- Acknowledgments -- Regulation : universal banking -- Bank equity stakes in borrowing firms and financial distress -- Bank underwriting of debt securities : modern evidence -- Bank entry, competition, and the market for corporate securities underwriting -- Regulation : mergers and acquisitions -- The effects of bank mergers and acquisitions on small business lending -- The effects of cross-border bank mergers on bank risk and value -- Regulation : deposit insurance -- Contagious bank runs : evidence from the 1929-1933 period -- If history could be rerun : the provision and pricing of deposit insurance in 1933 -- Deposit insurance and regulatory forbearance : are caps on insured deposits optimal? -- A theory of bank regulation and management compensation -- Banks and corporate governance -- Bank debt and corporate governance -- So what do i get? : the bank's view of lending relationships -- Lending relationships and loan contract terms -- Financial distress and bank lending relationships -- Bank borrowers and loan sales : new evidence on the uniqueness of bank loans -- The impact of ATM surcharges on large versus small banks : is there a switching effect? -- Banks and risk management -- Ownership structure, deregulation, and bank risk taking -- Credit spreads in the market for highly leveraged transaction loans -- Bank debt versus bond debt : evidence from secondary market prices -- Additions to bank loan-loss reserves : good news or bad news? -- Should banks be diversified? : evidence from individual bank loan portfolios.