1. General introduction and historical background -- 2. Synopsis of National Credit Act and basic concepts -- 3. Scope of application of National Credit Act -- 4. Consumer credit institutions and regulative matters -- 5. Conclusion and variation of credit agreements -- 6. Rights and duties of consumers -- 7. Rights and duties of credit providers -- 8. Financial matters -- 9. Dispute settlement and debt enforcement -- 10. Offences -- 11. Effect of National Credit Act on existing legislation and agreements -- 12. Miscellaneous matters.